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Welcome to our website.

 

We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and the best quality service and individual attention.

Today's technology continues to provide a more productive environment to work in.  We strive to take advantage on those improvements to add efficiency to the process and benefit our clients. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.  You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.  We have been able to reduce the amount of extraneous paperwork, and digital signatures have become more widely accepted for many of the disclosure items.

Recent Articles

Jan
19
2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
Jan
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Dec
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...