We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and the best quality service and individual attention.
Today's technology continues to provide a more productive environment to work in. We strive to take advantage on those improvements to add efficiency to the process and benefit our clients. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. We have been able to reduce the amount of extraneous paperwork, and digital signatures have become more widely accepted for many of the disclosure items.
What Factors Are Looked At When Applying For A Mortgage?
Before you shop for your new home, prepare to qualify for a mortgage loan. Preparing will help eliminate confusion while ensuring that the process goes as smoothly as possible.
These are six factors reviewed during mortgage approval process.
How to Compete with an All-Cash Home Purchase Offer
The housing market goes through shifts, and currently, we are in what is commonly known as a “seller’s market” – that is, a market in which there are more buyers than there are homes for sale. As a result, competition between buyers will increase, and you may even...
Qualifying for a Mortgage on Part-Time Income?
Today, it's more common than ever for individuals to make a living by working one or more part-time jobs instead of a traditional 9-to-5, 40-hour-a-week job. The assumption is that most people that choose part-time over full-time are either retired individuals or college students....